Mortgages

The interest rate rise will increase mortgage payments for some homeowners.

Homeowners face interest rate hike as affordability fears grow

Laurie Duncan, owner, co-founder and director of Real Property Scotland.

‘Unmortgageable’ homes being snapped up by Scots investors

Sarah Harrison, BSA CEO

How Scotland's only building society is beating the odds

Housing market

Homing in on uplifting developments for property

Banking is changing - and we’re looking at one challenger bank that’s leading the field

A new generation of banks is rewarding customers for using accounts

First-time buyers said that facing multiple upfront costs in a short space of time was the number one part of the homebuying process they wished they could avoid.

Mortgage expert sauys what buyers should do to avoid headaches

We were given a cash reward for just checking if our bills could be reduced

This bill-checking service paid me to see if I could save money

UK inflation jumps to 3.4%: What this means for mortgages and interest rates

Many people start the year determined to sort their finances, only to feel swamped by paperwork and put it off again.

The January money reset checklist

More people are starting the new year by getting expert guidance on their pensions, mortgages and savings.

Take control of your finances this new year

Mortgage expert Sam Fox, from the UK Mortgage Centre, has explained the pros and cons of buying a home via shared ownership

The costs you must remember when you're buying a shared ownership home

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

UK inflation rises to 3.8% – what it means for debt and daily costs

The outlook for future interest rate cuts from the Bank of England, above, has become more cloudy.

Analysis What Bank of England's interest rate cut decision means for inflation

The little-known Deposit Unlock scheme can help first-time house buyers afford a mortgage on a new-build home

The little-known scheme helping first-time buyers get a new-build home

Shoppers will have noticed the cost of some food items continuing to rise. Picture: Greg Macvean

UK inflation: Where now for interest rates as prices hit near 18-month high

Options for home buyers with low deposits

What the end of the 95% mortgage guarantee scheme means for buyers

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Bank of England's interest rate decision could leave you paying more

Bank of England

Reaction to Bank decision to hold interest rates

More and more homebuyers are taking out 30, 35 and even 40-year mortgages to reduce their monthly repayments, but an expert has urged people to consider the pros and cons of such long deals.

Should I take out a 40-year mortgage? Expert explains pros and cons

New mortgage rules could help first-time buyers borrow up to £26,000 more, but they are expected to increase house prices

New mortgage rules explained, including how much you can now borrow

On average, homes in Campbeltown cost just £103,078.

10 of Scotland's cheapest coastal towns to buy property in

For a second year, St Andrews has been named the most expensive coastal town to buy property in Scotland.

The 10 most expensive coastal towns in Scotland for buying property

Mortgage adviser Liam Cockerham has offered his expert advice to first-time buyers on the pitfalls to avoid, including one easy mistake to make

The one easy mistake to avoid when buying your first home

Tom Lord outside the house he bought with his ex before their relationship ended.

Should you sign a mortgage prenup? Expert's advice to homebuyers

A mortgage expert has warned house buyers of the common spending mistakes which could jeopardise their chances of securing a loan for their dream home

5 easy mistakes to avoid when you're trying to secure a mortgage

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Major UK bank to pay £50 to 12 million customers

Ryan Etchells of Together

Scotland’s multi-billion ‘wealth creators’ face mortgage rejection

(Photo: Pexels)

7 of the best money decluttering tips for a financial spring clean

An estate agent's "sold" board stands outside a residential building.

Watch: Map shows the areas where house prices are rising the fastest

(Photo: Dan Kitwood/Getty Images)

Bank of England cuts interest rates to 4.5% - what that means for you

If you're smart now you should be able to watch your finances grow throughout the year (Picture: Adobe)

Your financial checklist for 2025 - Martyn James

Yields on 10-year gilts hit the highest point since 2008 on Thursday, at 4.89%, before settling later in the afternoon, sitting one basis point higher for the day at 4.82% when London’s market closed.

Analysis Gilts are volatile - should you be worried about your mortgage?

(Photo: Pexels)

I'm a mortgage expert - my top tips to save for your first home

The Bank of England has cut interest rates for the second time in four months, after inflation fell back to normal levels earlier this year.

Explainer Why were interest rates cut and what does it mean for your mortgage?

Bank of England Governor Andrew Bailey (C) attends the central bank's Monetary Policy Report press conference at the Bank of England on 7 November 2024 (Photo: Henry Nicholls - WPA Pool/Getty Images)

Bank of England cuts interest rates again - what it means for you

Donald Trump speaks during an election night event at the West Palm Beach Convention Centre in West Palm Beach, Florida, on 6 November (Photo: JIM WATSON/AFP via Getty Images)

How Trump’s return to power could impact UK mortgages and inflation

Chancellor Rachel Reeves walks to the G20 meeting during the World Bank/IMF Annual Meetings in Washington DC on Thursday

Reeves confirms debt rule change and warns of tax rises in Budget

(Photos: Getty Images)

UK inflation drops below Bank of England target: what it means for you

A poll of 500 adults who bought their first property have revealed their biggest regrets - including living in an area they do not love

First-time buyers reveal their biggest regrets

(Photos: Pexels/Getty Images)

What are the financial rights for cohabiting couples after a breakup?

Ad Feature Mortgage market improvement through technology

Some parts of Edinburgh are relatively affordable when it comes to property prices.

The 13 cheapest areas of Scotland's Capital to buy a home

Some parts of Scotland are surprisingly affordable when it comes to property prices.

The 21 cheapest areas in Scotland to buy a property

Scottish Labour leader Anas Sarwar

Income tax in Scotland is 'hammering' families, says Anas Sarwar

Money worries are stacking up for many people against a backdrop of high inflation and rising interest rates.

Bank of England raises interest rates to fresh 15-year high

Felicity Holloway, who heads up mortgages at Moneybox Home-buying, has revealed how homeowners can navigate remortgaging with greater confidence.

Mortgage expert’s five tips on ‘daunting prospect’ of remortgaging

Top tips for remortgaging

Five tips to tackle remortgaging

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